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Return-of-Premium
(ROP
Term Life Insurance)
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Instant Term Life Quotes
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Compare
hundreds of insurance policies from top-rated carriers
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Request
application online
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Our
licensed agents will walk you through the Application Process
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Return-of-Premium -
ROPTerm Life Insurance
What is ROP Term?
ROP stands for Return-Of-Premium.
ROP Term is a newly introduced term life insurance product that
provides a death benefit protection and a return of premium
feature. This product is revolutionary do to the fact that it
bridges the gap between low-cost term insurance and permanent
insurance.
Return-Of-Premium
(ROP
Term)
is aimed right at one of the greatest consumer objections to
regular term life insurance: “I am probably not going to die, and
my money will have been wasted." With ROP Term you do not have to
waste your money. Unlike regular term, ROP Term rewards you for
living by offering a guaranteed return of your total cumulative
premium paid on the policy during the level term period, not
including substandard and rider charges, if any, will be paid to
the policy owner at the end of the level term period if the policy
is then in force.
Example:
Male, 35 preferred plus, 500K 30 year term:
Annual premium = $810, Return of Premium after 30 years = $24,300
($810 x 30yr = $24,300) Income Tax Free, because the premiums you
paid is after tax dollars.
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Purchase Online With Confidence!
Once you qualify online and payment is made, your insurance
protection begins immediately. If you are not completely
satisfied you can cancel within the 31 Day Free-Look period
and receive a full refund. |
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Instantly compare
ROP Term Life Insurance rates from hundreds of term life insurance
policies from top rated insurance companies. Our
ROP term life quotes
online search engine, powered by Compulife, will provide you with
the most competitive rates in the country.
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Once
you receive your quotes you may request to receive Carrier
Specific "Term Life Application Forms Online." You will also
receive policy illustrations and carrier rating information, so
you can rest assure you have made the right choice.
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You may
also
contact us and speak with one of our licensed professionals.
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