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Why
wait another minute? Give your family the security and peace
of mind they deserve – today! With
RBC ExpressTERMTM life insurance, you can apply, be
approved, and receive your policy in as little as 15
minutes—without leaving your computer.
RBC ExpressTERMTM puts affordable term life
insurance at your fingertips. Complete your application in our
secure, private environment. No agent will contact you unless you
direct them to do so. You don’t need a medical exam to qualify –
just answer a few basic health questions.
Why not
get started now? Take a moment to learn more about this valuable
coverage. Once you’re satisfied that
RBC ExpressTERMTM makes sense for you and your
family, get your free quote and apply online. That’s all there is
to it!
Find out what RBC ExpressTERMTM can do for you. Then
apply online today!
Paperwork-Free Application
At RBCExpressTERM.com, you can apply for your term life insurance
coverage completely online. From start to finish, everything you
need to protect your family can be achieved from the comfort and
privacy of your home or office computer.
Same-Day Coverage
We believe in rewarding our customers for their commitment to
their family’s future by giving them coverage immediately. That
means, once you get your
free quote,
complete the online application, and are accepted for coverage,
your term life insurance will become effective the same day. This
unique, one-of-a-kind approach not only leaves you with immediate
satisfaction but also immediate protection for your family.
Generous Coverage Amounts
Whether you need $25,000 or $150,000 in coverage, you can get what
you want in little or no time at all.* The coverage
amount you choose depends on what you can afford and what your
family will need in the event that your death occurs. While it’s
unpleasant for some of us to consider, not considering buying term
life insurance might be even worse. Without the right coverage,
your family could be left with mortgages, bills, and car loans
that could leave them unable to pay on their own without ravaging
existing savings or retirement plans previously earmarked for
other needs.
Optional
Children’s Insurance Rider
If you have children, you may want to consider enrolling them in
the Optional Children’s Insurance Rider. This Optional Rider pays
a benefit of $10,000 and these benefits, as well as the premium
amount, are guaranteed for the life of the term (up to the insured
child’s 25th birthday** ). You can enroll for this
surprisingly affordable coverage during your online application
process. This coverage is available if your child is 0 through 18
years of age, and the primary insured is 18 through 55 years of
age on a 10 or 15 year term and 18 through 50 years of age on a 20
year term.
Click here
for exclusions and limitations.
Optional
Accidental Death Insurance Rider
Every five minutes - about the time it takes to pay your monthly
bills - someone in America dies because of an unexpected accident.***
That’s 278 families each and every day that are left grieving the
loss of a loved one - and dealing with the financial impact of the
loss. To further protect your family, the Optional Accidental
Death Insurance Rider pays an additional benefit equal to your RBC
ExpressTERMTM policy to help your family in their
particularly devastating time of need. The addition of this Rider
will cost only pennies more per day, so you may want to consider
adding on to your term life insurance coverage.
Click here for exclusions and
limitations.
Managing Your Coverage
Online
Once your coverage has been issued, you can manage your coverage
online by using your convenient, secure online account. The online
account allows you to update your family’s information.
No Medical Exams - Just Answer a
Few Health Questions
Finally it’s possible to buy affordable term life insurance
without a medical exam! Many people postpone buying term life
insurance, not because their health is bad, but because they’re
uncomfortable with the idea of the often required medical exam.
Because term life insurance should be an important part of every
family’s financial plan, this site features the ability to buy
generous amounts of term life insurance without taking a medical
exam. A few simple questions will be asked about your health to
see if you qualify.
31-Day Free Look Period
Once your policy is issued, you have a full 31 days to decide if
it’s right for you. If for any reason at all, you decide against
having this coverage in place, you may return the policy and
receive a full refund, no questions asked.
Benefits Do NOT Decrease
The benefit amount you select today will always be the benefit
amount your family can expect if your policy remains in force.
Liberty Life Insurance Company will never reduce your benefits or
cancel your policy unless you do it yourself.
Premiums Do NOT Increase
Your premiums for the coverage in which you initially enroll will
never increase in price for the life of the term. Your premiums
are guaranteed as long as your coverage remains in force and is
not cancelled by you.
About Liberty Life
Insurance Company
You'll be glad to know that the term life insurance product
featured on this site is provided by Liberty Life Insurance
Company, whose financial strength and operating performance has
been rated "A" (Excellent) by A.M. Best. "A" (Excellent) rating is
the third highest rating out of 16 possible ratings by A.M. Best.
*Coverage
subject to underwriting and approval.
** State variations may apply.
***2004 Injury Facts, National Safety Council.
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