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At TermLifeExpress.com we are committed to making it easy and convenient as possible for you to purchase the quality, low-cost term life insurance for you and your family!

Term life insurance, also called temporary insurance, covers a person against death for a limited time, the term. Term life insurance is an excellent choice to cover the most fragile elements of life such as college tuition for children or replacement of income for the family in the event of death.

Term life insurance covers you for a specified term (from 5 to 30 years, in most cases). If you die within the term, your beneficiary receives the stated death benefit of the policy. For example, say you purchased a $250,000 term life policy for a 20-year period. Whether you die in year two or year nineteen, your beneficiary receives the same amount (i.e., $250,000).

If you pass away within the term period, a death benefit is paid to your beneficiary. If you are still living at the end of the term, protection ceases unless the policy is renewed. There is no "accumulation" element, or cash value with term insurance. Some term insurance policies do offer a return of premiums.

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Once you qualify online and payment is made, your insurance protection begins immediately. If you are not completely satisfied you can cancel within the 31 Day Free-Look period and receive a full refund.

 

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Term Life Express.com is owned and operated by Insurance Quoteman.com in accordance with its privacy policy and is not affiliated with Liberty Life Insurance Company. Patrick Gilmore is the licensed life insurance agent. Information submitted in an insurance application will be used by Liberty Life in accordance with it's privacy policy. The Liberty Life product is available to U.S. and Canadian citizens residing in the United States except for residents of New York and Alabama. The products are not available to individuals residing outside the U.S. Two (2) year contestability and suicide period (1 year in CO and ND). In MO, suicide within 2 years does not prevent payment of benefits unless suicide was intended at time of application.

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